HMW Contests 2022

HMW 2022 Essay Contest



People usually only go to the doctor when they are sick, but your annual checkup is just as important. The same is true for your financial health. We do not know what the future holds and financial preparedness during calm times will help you weather the storm. IN YOUR WORDS: What is financial preparedness and what are some steps you can take now to help prepare you for an unexpected financial situation?

Submit your essay to:



First Place Prizes:

High School $1,500 

Middle School $500 

Adult $1,000